I was a bit of a demon when I first learned to drive.  I like to go fast and I mounted up some serious speeding tickets rather quickly.  And in case you have never experienced the horrors of trying to even insure a teenager, never mind one that has a lead foot, you probably can’t imagine just how bad it an be. 

But, who can do without auto insurance?  For one, it’s against the law to go without it but still, even if you didn’t have that pesky factor, what would you do if you lost your transportation?  I had to figure out a way to get to and from school and trust me, my dad wasn’t a bit happy about chauffeuring me around again because of my need for speed.